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the island bank

snork (INT1)snork (INT1) Posts: 518
Players seem to uniformly agree that one should first and repeatedly upgrade the bank.

We have 30 days. I'm not online all day, sometimes only in the evening. While it does take ages to transfer money, I don't want to waste any on a bank that disappears, and that I might only use twice a day anyway.

Does anybody else play without the bank upgrade? Or is everyone convinced the saving in time is worth all the cost?
Post edited by snork (INT1) on

Comments

  • jess_d (US1)jess_d (US1) US1 Posts: 3,515
    edited 07.08.2014
    I play quite a bit during the day. My plan is to upgrade the bank and farmhouse as much as I can & as fast as I can. Upgrading the bank allows you to transfer more money at a time which will help increase your island cash faster for the more expensive upgrades and land purchases. Upgrading the farmhouse will give you free workers without affecting your happiness and lowers construction time which will help you to build your farm faster. To me is kinda like starting Big Farm all over again at level 1 and figuring out how to manage time & money. Since there's a 2hr cool down period after transferring money I will use that time to build or upgrade something else if I have the extra money & can fit it in that 2hr period.

    So, you will need to decide how much you would like to build your island farm before the 30 days is up and how you can manage your time & money to complete as much as you would like. Its all about strategy just like our other farms. The only difference is this farm will reset after 30 days.
  • Griffith (INT1)Griffith (INT1) Posts: 768
    edited 07.08.2014
    1- if planning to spend about 4-5mil, lvl 3 bank shall suffice i think.
    2- *suggested way*spend 1 day and make lvl 5 bank it doesnt cost too much and it worth it if you planning to buy lots of lands and upgrade stuff up to lvl 3 (30mil at least)
    3- more than lvl 5 bank > only if you planning to finish chapter 3 too, or u planning to make lvl 4 buildings and buy all lands. (probably around 70mil+)
  • snork (INT1)snork (INT1) Posts: 518
    edited 07.08.2014
    Thanks, I neither play during the day nor do I spend millions - I do want to finish one chapter and get lots of shells of course. But as I don't have 30 millions on my main farm anyway, I might only upgrade the bank to level 2 if I ever manage to keep enough Hawai money ...
  • Wildcard999Wildcard999 Posts: 967
    edited 09.08.2014
    If I were you, I'd play the long game and expect to take multiple island farms to gain the seashells necessary to buy something. The island will be coming back again and again and you keep the seashells. This is the same strategy I use for the Wheel of Fortune.
  • snork (INT1)snork (INT1) Posts: 518
    edited 10.08.2014
    Oh I don't want to buy anything with the shells apart from the seeds, surely nothing from the trader with the insane prices (only want one free deco castle). Currently stopped at bank level 3 as ppl here suggested, seems just about reasonable.
  • Wildcard999Wildcard999 Posts: 967
    edited 11.08.2014
    I should've stopped at bank level 3. Well, for my WWW account, which is newer. I should've stopped at 4 for my US account. Instead I got all the way to 5 before I realized I was draining my main accounts too fast. :(
  • Vickyw222Vickyw222 Posts: 1
    edited 13.08.2014
    Is the exchange rate always +15% or does it change at a certain level?
  • luna839 (IN1)luna839 (IN1) IN1 Posts: 153
    edited 13.08.2014
    no i have level 7 bank and the exchange rate is 15%; no change there
  • Jatho500 (US1)Jatho500 (US1) Posts: 6
    edited 13.08.2014
    upgrading the bank is the only way to go if you're going to buy expansions or upgrade any buildings.....they are VERY expensive and you'll need the higher transfer amounts to get much accomplished there.....

    Be forewarned, though - many people are dealing with the bank NOT upgrading when they've run the upgrade....log back in and the bank is the same level as it was before the upgrade started, but you lose the money that you invested in the upgrade. GGS doesn't seem to be doing anything about this bug - hopefully they'll resolve the bug BEFORE they run the island event again if they're not going to fix it this time around.
  • Wildcard999Wildcard999 Posts: 967
    edited 13.08.2014
    Not true. Upgrade the bank only as high as you think your main farms can keep up with income. If your bank is just sitting there, doing nothing, you've obviously wasted money on upgrades. Not everyone has unlimited money, Jatho.
  • snork (INT1)snork (INT1) Posts: 518
    edited 13.08.2014
    Agreed. In fact it's a safety measure not to upgrade it (at least not too much). You have 30 days to play and do not need to build a completely upgraded fourth farm on the island (if you don't want to or can't afford to).
  • Wildcard999Wildcard999 Posts: 967
    edited 13.08.2014
    Idk about safety...It's not like your other farms will be in danger of foreclosure or anything, but yeah. This is a 30-day event. That's plenty of time to get through at least one chapter, even if you're going slow. I'm already on task three of Chapter 1 and I've still got 20 days left. That means I'm going to come out of this with at least one sand castle.
  • snork (INT1)snork (INT1) Posts: 518
    edited 13.08.2014
    "Safety" as in not wasting too much money I meant! Cp. eg. to how you can't keep your gold safe from too-fast clicking, this bank actually saves us money if we don't upgrade it :)
  • Wildcard999Wildcard999 Posts: 967
    edited 13.08.2014
    Okay, got it. XD Well, I just got through watching a Numbers where a bunch of snipers were shooting random people. I guess I got that sort of thing on my mind.
  • mwsjc (US1)mwsjc (US1) Posts: 74
    edited 13.08.2014
    I took the bank to level 6, then saw the cost of level 7 and said no. Level 6 keeps the Island Farm well funded and if watch the mainland balance then I am Ok. Island housing I will not take past level 3. That level 4 upgrade for most production on the Island Farm is too rich for me.
  • Wildcard999Wildcard999 Posts: 967
    edited 13.08.2014
    I'm stopping at level 5 next time. I do NOT need it up to level six until I'm making about twice as much money as I am now.

    I'm stopping at housing level 3 as well. I also haven't bought any decorations at all. I got them all for free so far, mostly from expansions. Well, I may have bought one, but the rest I found in the brush. :)
  • snork (INT1)snork (INT1) Posts: 518
    edited 14.08.2014
    Are you really sure you will do it all again to that high level, now that you see the worth of shells? *curious*
  • Wildcard999Wildcard999 Posts: 967
    edited 14.08.2014
    Uh, yeah. I want those Oasis of Idleness's. They're really high-value and I think my farms would benefit from having them.
  • snork (INT1)snork (INT1) Posts: 518
    edited 14.08.2014
    "If you're determined to do nothing, this is the ideal place" ... not sure I want to give that to my workers ;)
  • Wildcard999Wildcard999 Posts: 967
    edited 14.08.2014
    XD Very good point.

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