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Gold ridden game
Let's suppose somebody wanted to have 5 level 5 Gold houses on each farm, both L6 Gold Barns, 5 L7 Gold Fields, and L5 Water Tower and Workshop on each of the three permanent farms. The results would be as follows:
Gold house L5 14 400 x 15 = 216 000
Gold barn L6 44 700 x 2 = 89 400
Gold field L7 52 750 x 5 = 263 750
Water Tower L5 74 700 x 3 = 224 100
Workshop L5 91 700 x 3 = 275 100
Altogether over 1 milion gold. Provided I use the best UK deal as a measure - 112 k gold for 50 GBP, I'd need to spend 450 GBP on that. (Ignoriing all Hot Deals etc. for simplification.) Huh, quite some money, right? And we still could have roughly twice as many houses and fields.
Let's have a look at Library Books. I took Apple Handbook as a model. Lot of books seem to be at this range. A few are cheaper, a few are more expensive. I'm not going to bother with too much detail here either. Let's say there are 95 books altogether, if I counted them correct. Now if somebody wanted them all, they would be looking at approximately this number:
77 390 x 95 = 7 352 050 gold
Using the same best UK package as above without any further discounts and Hot Deals we would spend about 3 300 GBP on 66 of these packages to cover the expenses. Now this would be by far the most expensive investment category, so every other investment will probably fall short of it's glory.
Nevertheless it's only two of what might be seen as major gold spending investment categories. I haven't included other gold upgrades like gold mine or dog house etc gold decos, gold land purchase and similar, nor did I include "non-investment" uses of gold like production speed ups for events or upgrade speed ups for Architect etc. Just with this one selective group and one sort of complete group of investment (one time) gold spending we have already spent about 3 300 + 450 GBP. (Note that for low income group in UK for example we are looking at something roughly equal to 4 months of minimum wage worth earnings.)
Disclamer: Again reminding, don't look for precision or completeness in my example as it's just a broad sketch and approximaton to start painting a picture, something I've long had in my mind, like a starter for those possibly more diligent players, if anybody wants to join in and develop this idea further in extent and math precision. At the same time feel free to add any correction if serious mistake has been made.
Enjoy your gold thinking.
EDIT: Just when I posted I realised I used dollar bonus value instead of gold purchase value. Not paying much attention to what I was doing. Hope there's no more big calc mistake now.